Turning 65 lead list calculator
For Medicare agents and agencies that work turning 65 (T65) lists from list vendors, mail reply cards, web forms and aged files: estimate how much of a list is reachable, and what the dead numbers cost you on every campaign. Every rate is editable; nothing is stored.
Why turning 65 lead lists go bad
- A compiled turning 65 list is built from data records, not from people typing in their own number, so the phone on the row may never have been confirmed by the person.
- When a phone number is added to a name and address from a separate data file, it can be an old number or one that belongs to someone else in the household.
- A phone number written by hand on a mail reply card can be misread when it is keyed into a file.
- Lists are often bought months before the birthday month, and the number has time to be disconnected or handed to someone else before you dial it.
- The same list can be sold to more than one agent, so a wrong number costs every buyer a dial and nobody catches it for you.
- A list can mix cell phones, landlines and VoIP numbers, and a text send to a landline is paid for and never arrives.
How to get your real numbers
- Pull a random sample of 500 to 1,000 numbers from your turning 65 list.
- Validate it against live carrier data with TrueSearch for Business.
- Enter the dead, landline and VoIP percentages you get back above.
- Repeat per source (compiled list, mail reply, web form, aged) to see which one holds the most bad numbers.
Read about phone list cleaning, see the Medicare lead list calculator and the Medicare Supplement lead list calculator, or check single numbers with the carrier lookup.
Start 3-day free trialQuestions
Are the default rates typical for turning 65 lead lists?
No. They are editable placeholders, not industry statistics. Bad-number rates depend on where the list came from and how old it is. Validate a sample of your own list and enter what you find.
Can I clean a turning 65 list from my list vendor, FMO or CRM?
Yes, if it is a CSV or Excel file. Upload it to TrueSearch for Business and download it back with each number marked valid or dead, with its line type (mobile, landline, VoIP or toll-free) and carrier.
Should I remove landlines and VoIP numbers from a turning 65 list?
Not automatically. A landline can still be the right number for a phone call, but standard landlines cannot receive SMS, so they should come out of a text send. VoIP numbers can be real people or throwaway app numbers, so decide per campaign. The line type column lets you split the list by channel instead of deleting rows.
Does validation tell me the number belongs to the person on the list?
No. A validation check covers the phone number itself: whether it is valid, its line type and its carrier. It does not confirm who answers it. A number on a compiled list can be valid and still reach a different person.
Does a valid result mean I am allowed to call or text the person?
No. Validation checks the phone number, not consent or permission to contact. A name on a purchased turning 65 list has not necessarily agreed to be contacted. Calls and texts are covered by federal and state telemarketing rules, including the TCPA, and Medicare marketing has its own CMS rules on contacting beneficiaries, including limits on unsolicited calls. Confirm your program with counsel and your carrier or agency compliance team.
Does this check consent or Do Not Call lists?
No. The calculator only estimates reachability, and a validation check covers validity, line type and carrier. It does not verify consent or check a number against Do Not Call or litigator lists. Keep your own opt-out records and use the official National Do Not Call Registry (donotcall.gov) where it applies.
This guide is general information, not legal advice. TrueSearch for Business checks validity, line type and carrier from licensed telecom data. It does not check the National Do Not Call Registry, state DNC lists or the FCC Reassigned Numbers Database. Not a consumer reporting agency; not for FCRA purposes.