Long-term care insurance lead list calculator
For long-term care insurance agents and agencies that dial web form, direct mail, seminar and aged leads: estimate how much of a list is reachable, and what the dead numbers cost you on every campaign. Every rate is editable; nothing is stored.
Why long-term care lead lists go bad
- Web forms can carry a mistyped or made-up number, and nothing checks it before the lead is sold.
- Numbers written on a mail-in reply card or a seminar sign-in sheet get keyed in by hand, and one wrong digit makes a dead dial.
- Long-term care is a slow decision, so a lead may be worked for months, and the number has time to be disconnected or handed to someone else.
- Aged and shared leads are sold more than once, so a wrong number costs every buyer a dial and nobody catches it for you.
- A list can mix home landlines and cell phones, and a text send to the landlines is paid for and never arrives.
How to get your real numbers
- Pull a random sample of 500 to 1,000 numbers from your long-term care lead file.
- Validate it against live carrier data with TrueSearch for Business.
- Enter the dead, landline and VoIP percentages you get back above.
- Repeat per lead source (web form, direct mail, seminar, aged) to see which one holds the most bad numbers.
Read about phone list cleaning, see the annuity lead list calculator and the life insurance lead list calculator, or check single numbers with the carrier lookup.
Start 3-day free trialQuestions
Are the default rates typical for long-term care insurance leads?
No. They are editable placeholders, not industry statistics. Bad-number rates depend on the lead source and how old the leads are. Validate a sample of your own list and enter what you find.
Can I clean a long-term care lead file from my vendor, agency or CRM?
Yes, if it is a CSV or Excel file. Upload it to TrueSearch for Business and download it back with each number marked valid or dead, with its line type (mobile, landline, VoIP or toll-free) and carrier.
Should I remove landlines from a long-term care lead list?
Not for calls. A home landline can be the right number to reach someone by phone, so do not delete it just for being a landline. Standard landlines cannot receive SMS, so they should come out of a text send. The line type column lets you split the list by channel instead of deleting rows.
Do aged long-term care leads have more dead numbers than fresh ones?
Usually. Numbers change over time, so a lead that is a year old is more likely to have a disconnected number than one from last week. Validating a sample of each batch shows how much of it is still reachable before you pay for dials.
Does a valid result mean I am allowed to call or text the lead?
No. Validation checks the phone number, not consent or permission to contact. Calls and texts to leads are covered by federal and state telemarketing rules, including the TCPA, and insurance sales carry their own state rules. Confirm your program with counsel and your carrier or agency compliance team.
Does this check consent or Do Not Call lists?
No. The calculator only estimates reachability, and a validation check covers validity, line type and carrier. It does not verify consent or check a number against Do Not Call or litigator lists. Keep your own opt-out records and use the official National Do Not Call Registry (donotcall.gov) where it applies.
This guide is general information, not legal advice. TrueSearch for Business checks validity, line type and carrier from licensed telecom data. It does not check the National Do Not Call Registry, state DNC lists or the FCC Reassigned Numbers Database. Not a consumer reporting agency; not for FCRA purposes.